Women, Get What You Deserve - Cheap Car Insurance

The statistics speak for themselves - women are safer on the road than men. So girls, make sure you're picking up a cheaper car insurance premium to reflect this.

Figures from the Home Office show that women are the safest on the road and more law abiding than their male counterparts. Indeed men are responsible for 94 per cent of convictions of death by dangerous driving and statistics from the Transport Department show that in 2005 there were 6,529 male casualties on the UK's roads compared to just 2,968 female.

With men also involved in 97 per cent of dangerous driving convictions it's clear that females have a superior record on the road. However, they must take a savvy approach to their car insurance shopping to ensure this is reflected through premium savings.

The first step is to compare car insurance quotes online. There are a host of female branded car insurance providers to choose from including Diva Insurance, Ladybird, Diamond and Sheila's Wheels. These specialists claim they can offer cheaper premiums to females because they brand the deals to them and also offer special incentives such as handbag cover and child seat cover.

However, while these incentives can be worth consideration, it is still possible to find cheaper deals from a more conventional provider - as such you should take a complete overview of the market with a comparison website.

While women have a superior driving record to men, they often fall victim to car crime so enhancing the security of a vehicle is a vital step towards making savings. Install a good car alarm, immobiliser and tracking device to earn discounts each month - the Thatcham range of alarms are particularly popular.